108 E. Hospital St.
Nacogdoches, TX 75961
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The CBH Family
Joseph O Haver

Joseph O'Haver, LUTCF, CLTC, President, CEO

Joseph's inspiration for starting his own business, in large part, was to afford customers and clients the convenience of "one-stop-shop." In this business, trust is a valuable commodity. Those who trust CBH Insurance Services, Inc. and O'Haver Financial with their financial future, and that of their children and grand children, do not have to go searching due to product limitations. Joseph often tells people that trust is first given, then earned. 

"I work hard to earn my clients' trust. If you need an investment or insurance product, I'll do my best to make it available to you. If I'm not the subject matter expert in a particular field, I know where to find the expert, and find one who shares my guiding principles."

Joseph is a graduate of Texas State University. He has worked for The Hartford, MetLife, and is the founder, president and CEO of O'Haver Financial

Betty Betty Patin, Accounts Payable/Receivable

Betty has managed the accounts at CBH since 2002. Her accounting experience goes back to her first job after college, at Stephen F. Austin State University. In her free time, Betty enjoys spending time with her family, reading, writing poetry, photography and traveling.

Sharon Sharon Parker, CSR - Personal Lines

Sharon has served in the insurance business since 1989 and is very happy with CBH. It is a Christ-centered atmosphere and she has met many friends through the customers. Other than work, she enjoys the outdoors, going to the lake or beach and visiting with friends and family.

Haylie Girard, CSR - Commercial Lines

Haylie joined the CBH team in 2019 and quickly earned licenses in General Lines and Property & Casualty Insurance. She brings five years of experience in apartment/property management to the team and can help you with questions about insuring a property from the inside out. Scrapbooking, traveling and photography are just a few of the ways Haylie uses her spare time. She lives in Nacogdoches with her husband Hunter and cats Keekers and Gizmo.  

Terry Clifton Terry Clifton, Producer

Terry is a native of Nacogdoches with a degree in Agricultural Economics from Texas A & M University.  He has over 20 years experience in the insurance industry.  He is married to Tina, and they have two children, Allyson and Ben. He also likes fishing, working on his farm, and playing guitar.

Rikki Leigh Willoughby Rikki Leigh Willoughby, Producer/Commercial Lines

Rikki Leigh joined CBH Insurance in June 2010, after teaching at Woden ISD and, before that, five-year stint in Nashville working in the music industry. Along with being able to handle your personal and commercial insurance needs, Rikki Leigh is a Certified Infinite Banking Practitioner, and can help you understand a process that can dramatically change your financial present and future. In her spare time, she enjoys spending time with her husband and three four-legged children: Izzie, Avery and Birdy.

Ron Johnson Ron Johnson, Producer

Ron Johnson delivers experience from commercial to auto and home. He is ready to assist with securing any of your commercial or personal properties. He has over 15 years’ experience in the industry, including working on both the production and claims sides of the business. Ron enjoys travel, gardening and spending time with family and friends in his free time.

Jim Shipp

Jim Shipp, Producer

Jim has been with CBH for 3 years. He brings more than 30 years experience in the poultry business that enables him to be confident that he understands the needs and concerns of not only the poultry producers but also farmers and ranchers in general. Jim is able to take care of your personal and commercial concerns. Jim also appreciates playing golf, spending time with family and working in the yard.

Wes Jensen, Producer

Wes joined CBH in 2014 with 3 years of insurance experience. Willing and able to handle any and all of your insurance needs, Wes focuses on getting you the right coverage and best service. A Nacogdoches native, Wes graduated from Stephen F. Austin State University in 1994. He likes to spend time with his wife and daughter and pursues many hobbies:  hunting, golf and triathlons, to name a few.

Andy Chapman, Producer

Andy joined the CBH team in April 2015 and splits his time between CBH Insurance Agency, Inc. and the Longview Fire Department. He has 5 years of experience in the insurance industry and can help you with any of your insurance needs. Andy is a 2006 graduate of Texas A&M which is where he met his wife Holley, a Nacogdoches native. They have called Nacogdoches home for the past 5 years. Andy and Holley are active members of Grace Bible Church and, when he is not working, Andy enjoys watching Aggie football and spending time with Holley and their son, Max.

John Schoenrock, Producer

John joined the CBH team in February 2018. He brings 23 years of insurance experience from Farm Bureau and is in tune to the needs of farmers and ranchers. John grew up in Levelland, Texas, and graduated from Texas Tech University in Luboock.  He has been married to his wife Donna for more than 55 years. The couple share two daughters, five grandchildren and 2 great-grandchildren. 

Crystal Jones

Crystal Jones, Receptionist

Crystal joined the CBH team in December 2018. She was born and raised in Ohio, but moved to Texas  - the state she calls home - as fast she could. Crystal enjoys spending time with her husband and dogs, Lucky and Copley. She also likes hanging out with family and friends, photography and traveling.

Izzie Izzie Willoughby, Office Pooch

Izzie joined CBH in 2010 and brings a wealth of love, joy and lap warming to the team.







108 E. Hospital St., Nacogdoches, TX 75961
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CBH Insurance Agency - An O’Haver Financial Company