108 E. Hospital St.
Nacogdoches, TX 75961
936.564.1735
CONTACT US         NEWS         QUOTE REQUEST         CLAIMS         HOME

Personal Umbrella Liability Insurance

What is an umbrella liability policy and why do I need one?

An umbrella liability policy is a relatively inexpensive way to purchase higher liability limits for you and your family, above and beyond the limits provided in homeowners and auto liability policies. In addition, most umbrella policies provide coverage for liability claims not covered by other policies, subject to a small self-insured retention. Umbrella policies got their name because they provide excess limits in increments of $1 million above more than one underlying policy. Any individual or couple seriously concerned about protecting family assets and earning power should consider an umbrella policy. Accidental tragedies resulting in multi-million dollar lawsuits are far too common to rely solely on basic policies.

This article was prepared and made available to your agent by the Independent Insurance Agents of Texas, which is solely responsible for its content. Please read your insurance policy. If there is any conflict between the information in this article and the actual terms and conditions of your policy, the terms and conditions of your policy will apply. The Independent Insurance Agents of Texas is a non-profit association of more than 1,800 insurance agencies in Texas, dedicated to helping its members succeed, in part by providing technical resources that explain insurance policies sold to their customers.



« Back


108 E. Hospital St., Nacogdoches, TX 75961
email us   |   936.564.1735
Help   |   Terms & Conditions   |   Privacy Policy
CBH Insurance Agency, Inc.