Articles

Commercial Insurance

• Insuring the Vehicles That Drive Your Business
• Business Owners Policy: Basic Protection for Multiple Risks
• Commercial General Liability Insurance
• Product Liability Insurance
• Specialty Liability Coverage
• Workers' Comp Takes Care of Your Team

Home Insurance

• The 17 Perils
• Actual Cash Value vs. Replacement Cost
• Understanding Deductibles
• Documentation of Valuables
• Expanding Coverage
• Floaters for the Finer Things
• Flood Insurance
• Insuring a Home
• The Basics of Homeowner's Insurance
• Cover Yourself with an Umbrella Liability Policy
• Insuring a Condominium
• Special Circumstances: Property Under Construction and Rental Property
• Renters Insurance

Vehicle Insurance

• On the Move: Insurance Protection for Your Automobile and Other Vehicles
• Auto Insurance: Determining Your Policy Needs
• Vehicle Insurance Coverage Extras
• Who's at Fault? A Look at Liability Issues
• Premiums and Discounts: Factors that Affect Your Rate
• What To Do After an Accident
• Getting Your Car Back
• Is It Business … or Is It Personal?
• Risky Drivers
• Insuring Teen Drivers
• Motorcycle Insurance
• Watch the Hull: Insurance for Boats and Other Recreational Watercraft
• Specialty Policies Can Help Insure Fun
• Aviation Insurance

Risk Management

• What Is Term Life Insurance?

  Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

• What Is Whole Life Insurance?

  Some of the pros and cons of whole life insurance.

• What Are the Main Types of Auto Insurance?

  Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.

• How Do I Make a Property Insurance Claim?

  When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.

• How Can I Maximize My Insurance Benefits?

  Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

• How Can I Insure My Future?

  To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

• How Can I Protect My Home?

  Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

• Do I Need Disability Income Insurance?

  Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

• How Can I Extend My Liability Coverage?

  Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.